Question 1

What is the best way to send money to Philippines?

Accepted Answer

The best way to send money (pera padala) to Philippines depends on your priorities. For best rates, Wise typically offers rates closest to mid-market. For speed, Remitly Express delivers in minutes to GCash or bank accounts. For cash pickup convenience, Western Union and Ria Money Transfer have the most locations worldwide. AI Padala compares 12+ providers to help OFWs find the best option for their padala.

Question 2

Paano magpadala ng pera sa Pilipinas? (How to send money to Philippines?)

Accepted Answer

Para magpadala ng pera sa Pilipinas: 1) Pumili ng remittance provider (Wise, Remitly, Western Union, GCash), 2) Ilagay ang amount at piliin ang delivery method (bank transfer, cash pickup, GCash/Maya wallet), 3) Bayaran gamit ang bank account o debit card. Gamitin ang AI Padala para i-compare ang rates at makatipid ng hanggang ₱5,000 kada buwan.

Question 3

How much does it cost to send money to Philippines as an OFW?

Accepted Answer

Transfer fees for OFW remittance vary by provider and amount. Wise charges 0.5-1% of the amount, Remitly offers free first transfer, Western Union charges $5-15 flat fees. The total cost includes transfer fee PLUS exchange rate markup. AI Padala shows you the total cost so you can compare the true cost of pera padala.

Question 4

What is the current dollar to peso exchange rate today?

Accepted Answer

The USD to PHP exchange rate changes every minute. AI Padala shows real-time rates from multiple remittance providers so you can compare and find the best dollar to peso rate available right now. We also track AUD to PHP, SAR to PHP, AED to PHP, SGD to PHP, and other popular OFW corridors.

Question 5

Which remittance service is best for OFWs in Saudi Arabia and UAE?

Accepted Answer

For OFWs in Saudi Arabia (SAR to PHP) and UAE (AED to PHP), popular options include: Al Ansari Exchange, Western Union, Remitly, and bank transfers. For instant delivery to GCash/Maya wallets, Remitly and WorldRemit work well. AI Padala compares all providers for Middle East OFW corridors.

Question 6

Can I send money directly to GCash or Maya from abroad?

Accepted Answer

Yes! Multiple remittance services support direct transfer to GCash and Maya (PayMaya) e-wallets in the Philippines. Remitly, WorldRemit, and Wise offer instant transfers to mobile wallets. This is the fastest way to send pera padala - your family receives the money in minutes.

Question 7

What is the cheapest way to send money to Philippines from USA?

Accepted Answer

The cheapest way to send money from USA to Philippines is usually Wise or Remitly, depending on the amount. For larger amounts ($1,000+), Wise typically offers the best USD to PHP rate. For smaller amounts, Remitly's promotional rates can be better. AI Padala compares all options so you find the cheapest pera padala service.

Question 8

How long does it take to send money to Philippines?

Accepted Answer

Delivery time for pera padala to Philippines varies: GCash/Maya wallet transfers are instant (1-5 minutes), bank deposits take 1-2 business days, cash pickup is available within hours at Western Union, MoneyGram, or Ria Money Transfer locations. Express services like Remitly and TapTapSend offer same-day delivery.